Why Wait?

You only live once.

How much have you missed out on because you just didn't have the money you needed when you needed it? Life is way too short to sit on the sidelines thinking, "What if?" So grab that bull by the horns, already.

New Zealand dream trip. Perfect engagement ring for your perfect other half. Tricked out, state-of-the-art home theater. Outdoor kitchen to die for.

With a Lifestyle Loan from Credit Union of New Jersey, you can make things happen. Right now.

We offer rates as low as:

  • 6.24%APR
    For 36 Months1
  • 7.24%APR
    For 48 Months1
  • 8.24%APR
    For 60 Months1

You can borrow up to


and take up to 90 days before making your first payment2.

What are you waiting for?

Apply for a Lifestyle Loan today

and enjoy the life you were meant to live.


Annual Percentage Rate (APR) effective as of July 1, 2018. Subject to credit approval. Financing available up to 60 months. Rates as low as 6.24% for 36 months, 7.24% for 48 months, and 8.24% for 60 months. Rates are based on credit worthiness. Payment amount is determined by APR and term. The loan payment is $30.54 per $1,000 borrowed at 6.24% for 36 months. The loan payment is $24.07 per $1,000 borrowed at 7.24% for 48 months. The loan payment is $20.40 per $1,000 borrowed at 8.24%for 60 months. Rates subject to change at any time.


Each personal loan closed during this promotional period will make no payments for 90 days. Accepting the terms of "no payment for 90 days offer" will extend the maturity of your loan for at least 90 days but less than 110 days. If accepting the delayed first payment, you will not be eligible for any other skipping/delaying your payment during 2018. Interest will accrue during this period. Loan amounts of up to $50,000 are available. Processing fee of $35 will apply.