You certainly can with our complete package.

Buying or refinancing a vehicle can be a confusing and lonely process. Not with Credit Union of New Jersey. Sure, just like a lot of financial institutions, we offer some awesome rates and terms. But, all the extras are what really set us apart—kind of like getting the luxury edition for the price of the base model.

Here's what we're talking about:

  • Borrow up to 115% of the vehicle's value
  • Put as little as $0 down
  • Get super competitive rates with terms up to 84 months
  • Take advantage of our partnership with GrooveCar
  • Benefit from our partnership with Enterprise Car Sales
  • Apply online for an instant decision
  • Buy our Guaranteed Asset Protection (GAP) and Mechanical Repair Coverage (MRC) at a fraction of what dealerships charge.

Get pre-approved before you shop.

When you get pre-approved with us, you negotiate the best deal. You know how much you have to spend (so the temptation to overspend is gone). And the seller knows you have “cash” in hand to make the deal that day. It really is a win-win.

Apply right now
  • GrooveCar
    Start Your Search
  • GAP Insurance
    Fill in the GAP
  • MRC Insurance
    Get Peace of Mind
  • Enterprise Car Sales
    Explore your Options


GrooveCar is your one-stop resource when searching for a new car or truck. As our trusted partner, GrooveCar can help you find the vehicle you want and tell you where to find it. You can even find out what others have paid for that exact make and model. And, you can research both new and used vehicles to get your best deal.

Start Your Search Here

GAP Insurance

Guaranteed Asset Protection, or GAP insurance, protects you from financial loss if your vehicle is totaled in an accident. Simply put, this policy pays the difference between the actual cash value of your vehicle and what your insurance settlement covers.

Fill in the GAP

Mechanical Repair Coverage

A few dollars a month can save you thousands. Let's face it, nobody is really ever prepared to deal with unexpected vehicle repair expenses. You won't even have to worry about that possibility with Mechanical Repair Coverage insurance. MRC pays for parts and labor for any covered repair. And it continues protecting you even after your vehicle warranty expries.

Get Peace of Mind

Enterprise Car Sales

Our partnership with Enterprise Car Sales gives you a host of benefits. They don't say, “Haggle-free buying. Worry-free ownership,” for nothing. Research cars and trucks for sale, sell or trade your existing auto, shop for your perfect next vehicle, and receive special offers and bonuses through our partnership.

Explore your Options